Credit out of control. Credit counseling or do it yourself or???
I am recently divorced and because of said divorce have had to set up "home" from scratch. Im 39 years old. I am renting an apartment so I have no equity in a house and I have no real assets. My credit cards are max’ed out and I am beginning to struggle to meet payment. [...]
Bankruptcy again or Credit Counseling….Help?!?!?
We are in debt 30,000K and have an income of 36,000K. We pay 00 in rent and 0 in revolving credit a month without gas and food and utilities. We are not making it. We filed bankruptcy 8 years ago when my hubby lost his job right after me losing mine. With all the law [...]
Credit Cards Past Due – Need Advice about Credit Counseling/Negotiating/Bankruptcy Please!?
I have approx. 40K between 4 credit cards that I had before I was married. These credit cards are in my name only, not my husband’s. I have always paid my debts on time and have never been late until the past few months. I am now past due 30-60 days and [...]
Should I file bankruptcy, or credit counseling?
Over the past few years, my husband and I have had several financial setbacks. First, he had a severe heart attack which left him unable to return to full time work. Because we were very proud, and I had a good job, we chose not to file for disability for him. Then, [...]
what should i do? file bankruptcy or credit counseling?
i called different credit counseling but they tell me i dont make enough to qualify or i have 500 dollar payments a month. i only make 1000.00 a month and i still have to pay rent how can i pay 500 dollars a month. i need some advice
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Bankruptcy, Credit Counseling or?
Need financial advice from a pro … if you’re out there. My credit is screwed, my current financial situation sucks and I’m not sure what to do. I am married w/ two kids and only one income….low for a household of four might I add. I have lots of old unpaid debt [...]
bankruptcy/credit counseling requirement?
How long or how many sessions on credit counseling do you have to take before they will let you file bankruptcy?
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What is considered by consumers to be the best non for profit credit counseling firm?
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Bankruptcy, credit counseling, or pay it ourselves???
My wife and I went through the stack of old bills we had in the closet. Some of them are 5 years old and get more recent. We sorted out all the duplicates and added them up. Combined we have a total of roughly 8000 dollars. Take in mind NONE of [...]
Need recommendation for a legitimate pre-bankruptcy credit counseling service?
I hear and read that there are a lot of scary companies out there looking to rip people off and make their situations even worse, including some of the so-called "non-profits." Just need a company that will do straightforward credit counseling that meets the bankruptcy court’s pre-filing requirement. Thanks in advance.
Ideally, online.
And does [...]